---
esco_uri: http://data.europa.eu/esco/skill/ab927ee8-acd9-41c2-aef0-2020364a1003
esco_label: "principles of insurance"
relation: optional
onet_soc: 11-3121.00
source: model-knowledge
confidence: high
qa_count: 0
generator: gemma3:27b (prompt-designed and spot-checked by Claude)
generated: 2026-07-10
---

# principles of insurance — HR Manager

As an HR Manager, 'principles of insurance' isn’t about *selling* policies – it’s about understanding the risk landscape impacting your employees and organization, and how insurance mitigates those risks. Daily this manifests in several ways: reviewing benefit packages (health, life, disability) to ensure adequate coverage; managing workers' compensation claims effectively (understanding policy limits, reporting requirements); and crucially, knowing what our employer liability insurance covers – think discrimination lawsuits, wrongful termination claims, or even incidents occurring on company property. You’ll use tools like benefits administration systems, incident reporting software, and potentially work with risk management departments/brokers.

## Weitere Anreicherung

Stage-2 source for future practitioner grounding: CORE / DOAB (open-access HR & organisational research).
