---
esco_uri: http://data.europa.eu/esco/skill/be252635-341e-4b1c-b94f-aef362b645ed
esco_label: "business loans"
relation: optional
onet_soc: 13-2052.00
source: model-knowledge
confidence: high
qa_count: 0
generator: gemma3:27b (prompt-designed and spot-checked by Claude)
generated: 2026-07-10
---

# business loans — Financial Advisor

As a Financial Advisor, 'business loan' competence isn’t about *originating* loans – that’s the bank’s job. It’s about understanding how business debt impacts your client’s overall financial plan and advising them accordingly. Daily tasks involve analyzing existing business loan structures (terms, interest rates, covenants) to assess affordability within cash flow projections, and modeling the impact of *new* financing on their personal & business balance sheets. You'll frequently be reviewing loan documentation alongside tax returns and P&L statements to understand true debt obligations. Tools include financial planning software with robust debt analysis features, credit report access (for understanding overall leverage), and industry benchmarks for typical loan terms.

## Weitere Anreicherung

Stage-2 source for future practitioner grounding: EconStor (open-access economics/finance literature).
