---
esco_uri: http://data.europa.eu/esco/skill/12d93356-78e7-4857-99a6-f00b4ae2ec77
esco_label: "analyse loans"
relation: optional
onet_soc: 13-2052.00
source: model-knowledge
confidence: high
qa_count: 0
generator: gemma3:27b (prompt-designed and spot-checked by Claude)
generated: 2026-07-10
---

# analyse loans — Financial Advisor

As a Financial Advisor, 'analysing loans' isn’t about *originating* them – it’s about understanding their impact on your client’s overall financial health and goals. Daily, this means reviewing existing loan details (balances, interest rates, terms) provided by clients to assess affordability and potential risks. You’ll be calculating debt-to-income ratios, evaluating the cost of borrowing relative to investment returns, and identifying opportunities for consolidation or refinancing. Tools used frequently include client financial planning software with integrated debt analysis modules, amortization calculators, and credit report summaries (with client permission, of course).

## Weitere Anreicherung

Stage-2 source for future practitioner grounding: EconStor (open-access economics/finance literature).
