---
esco_uri: http://data.europa.eu/esco/skill/8c1ffdbd-3581-4102-bcf9-d802ded713fa
esco_label: "types of pensions"
relation: optional
onet_soc: 13-2052.00
source: model-knowledge
confidence: high
qa_count: 0
generator: gemma3:27b (prompt-designed and spot-checked by Claude)
generated: 2026-07-10
---

# types of pensions — Financial Advisor

As a Financial Advisor, understanding 'types of pensions' isn’t about memorizing definitions – it’s about *mapping client income in retirement*. Daily, you’ll be analyzing existing pension arrangements (State Pension forecasts, defined benefit schemes, DC pots) to build holistic financial plans. This means knowing how each type interacts: will the State Pension fully cover basic needs? How does a DB scheme's guaranteed income fit with drawdown from personal pensions? Tools like pension calculators, CRM systems storing client pension details, and access to provider portals are essential. You’ll frequently be comparing options – transferring defined benefit schemes (requiring specific advice), consolidating multiple DC pots, or advising on optimal drawdown rates considering all pension sources.

## Weitere Anreicherung

Stage-2 source for future practitioner grounding: EconStor (open-access economics/finance literature).
