---
esco_uri: http://data.europa.eu/esco/skill/e3c7bd87-edc1-4d9a-a3d5-36415de1aac6
esco_label: "offer financial services"
relation: essential
onet_soc: 13-2052.00
source: stackexchange
confidence: high
qa_count: 2
generator: gemma3:27b (prompt-designed and spot-checked by Claude)
generated: 2026-07-10
---

# offer financial services — Financial Advisor

For a Financial Advisor, ‘offering financial services’ isn’t just *knowing* about products – it's actively applying that knowledge to build personalized strategies for clients. Daily tasks revolve around needs analysis (understanding goals like retirement, education funding, or major purchases), recommending suitable investments (stocks, bonds, mutual funds, ETFs), insurance policies, and creating comprehensive financial plans. Tools include financial planning software (e.g., eMoney Advisor, MoneyGuidePro), CRM systems to manage client relationships, and portfolio tracking platforms. It's about translating complex financial concepts into understandable advice.

## Praxiswissen (Stack Exchange, CC-BY-SA 4.0)

**The user suspects they are being scammed by an investment 'broker' who contacted them unsolicited and is repeatedly asking for larger investments after initially showing promising (but likely fabricated) returns.**

Unsolicited investment offers, especially those guaranteeing high or rapidly increasing returns, are almost always fraudulent. Legitimate investments don’t require constant increases in funding, nor do they pressure investors with 'time-sensitive' opportunities. A lack of independent verification and a pattern of red flags – like opaque ownership, multiple websites using the same design, and inability to withdraw funds – should immediately signal danger. Prioritize due diligence and remember that if something seems too good to be true, it almost certainly is.

*Source: [Is this broker a scam?](https://money.stackexchange.com/q/91732) — answer by Peter, CC-BY-SA 4.0*

**A homebuyer is puzzled why real estate agents consistently ask if a property will be their primary residence or an investment.**

Agents are trying to quickly gauge your priorities – emotional connection versus financial return. Understanding this distinction allows them to tailor the viewing experience and conversation appropriately, shifting from discussing 'dream home' features to objective factors like potential rental income and repair costs. This helps manage expectations and ensures they present properties that align with *your* goals, not just general appeal.

*Source: [Why do real estate agents always ask me whether I am buying property to live-in ](https://money.stackexchange.com/q/133944) — answer by D Stanley, CC-BY-SA 4.0*

## Weitere Anreicherung

Stage-2 source for future practitioner grounding: EconStor (open-access economics/finance literature).
