# Competences — credit risk analyst

Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/b3ce981c-5b32-4de2-8e53-502a6357b2bc).

## Essential

- **advise on risk management** (skill/competence)
- **analyse financial risk** (skill/competence)
- **analyse market financial trends** (skill/competence)
- **analyse the credit history of potential customers** (skill/competence)
- **apply credit risk policy** (skill/competence)
- **apply credit stress testing methodologies** (skill/competence)
- **apply statistical analysis techniques** (skill/competence)
- **assess risk factors** (skill/competence)
- **assessment of risks and threats** (knowledge)
- **carry out statistical forecasts** (skill/competence)
- **create risk maps** (skill/competence)
- **create risk reports** (skill/competence)
- **deliver visual presentation of data** (skill/competence)
- **economics** (knowledge)
- **financial analysis** (knowledge)
- **financial forecasting** (knowledge)
- **financial jurisdiction** (knowledge)
- **financial management** (knowledge)
- **have computer literacy** (skill/competence)
- **inspect data** (skill/competence)
- **international commercial transactions rules** (knowledge)
- **manage currency exchange risk mitigation techniques** (skill/competence)
- **manage financial risk** (skill/competence)
- **negotiate sales contracts** (skill/competence)
- **prevent fraudulent activities** (skill/competence)
- **produce statistical financial records** (skill/competence)
- **risk identification** (knowledge)
- **risk management** (knowledge)
- **risk transfer** (knowledge)
- **write work-related reports** (skill/competence)

## Optional

- apply information security policies (skill/competence)
- create solutions to problems (skill/competence)
- debt collection techniques (knowledge)
- enforce customer's debt repayment (skill/competence)
- information confidentiality (knowledge)
- Monte Carlo simulation (knowledge)
- perform data analysis (skill/competence)
- show diplomacy (skill/competence)
- speak different languages (skill/competence)
- teamwork principles (knowledge)