# Competences — insurance underwriter

Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/e937449a-d9e0-4ab7-9ea5-4d3ac673be6d).

## Essential

- **actuarial science** (knowledge)
- **analyse financial risk** (skill/competence)
- **assess financial viability** (skill/competence)
- **business loans** (knowledge)
- **claims procedures** (knowledge)
- **collect property financial information** (skill/competence)
- **create a financial plan** (skill/competence)
- **create cooperation modalities** (skill/competence)
- **create insurance policies** (skill/competence)
- **decide on insurance applications** (skill/competence)
- **insurance law** (knowledge)
- **manage financial risk** (skill/competence)
- **modern portfolio theory** (knowledge)
- **obtain financial information** (skill/competence)
- **principles of insurance** (knowledge)
- **property law** (knowledge)
- **provide support in financial calculation** (skill/competence)
- **real estate underwriting** (knowledge)
- **review insurance process** (skill/competence)
- **types of insurance** (knowledge)

## Optional

- analyse insurance needs (skill/competence)
- analyse insurance risk (skill/competence)
- apply technical communication skills (skill/competence)
- assess customer credibility (skill/competence)
- assist in loan applications (skill/competence)
- calculate insurance rate (skill/competence)
- communicate with customers (skill/competence)
- compare property values (skill/competence)
- conduct financial audits (skill/competence)
- create underwriting guidelines (skill/competence)
- credit control processes (knowledge)
- develop investment portfolio (skill/competence)
- ensure proper document management (skill/competence)
- estimate damage (skill/competence)
- examine credit ratings (skill/competence)
- explain financial jargon (skill/competence)
- financial statements (knowledge)
- handle financial disputes (skill/competence)
- identify clients' needs (skill/competence)
- inform on renting agreements (skill/competence)
- insurance market (knowledge)
- interpret financial statements (skill/competence)
- manage contract disputes (skill/competence)
- manage contracts (skill/competence)
- market analysis (knowledge)
- negotiate loan agreements (skill/competence)
- organise a damage assessment (skill/competence)
- perform property market research (skill/competence)
- prepare financial auditing reports (skill/competence)
- real estate market (knowledge)
- review investment portfolios (skill/competence)
- synthesise financial information (skill/competence)