# Competences — property insurance underwriter

Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/4975c4cc-a89f-4ea8-82aa-501258dfb2f9).

## Essential

- **actuarial science** (knowledge)
- **analyse claim files** (skill/competence)
- **analyse financial risk** (skill/competence)
- **analyse insurance risk** (skill/competence)
- **assess coverage possibilities** (skill/competence)
- **claims procedures** (knowledge)
- **develop investment portfolio** (skill/competence)
- **handle incoming insurance claims** (skill/competence)
- **insurance law** (knowledge)
- **mortgage loans** (knowledge)
- **principles of insurance** (knowledge)
- **property law** (knowledge)
- **real estate underwriting** (knowledge)
- **review insurance process** (skill/competence)
- **review investment portfolios** (skill/competence)
- **track changes in text editing** (skill/competence)
- **types of insurance** (knowledge)

## Optional

- advise on insurance policies (skill/competence)
- analyse insurance needs (skill/competence)
- calculate insurance rate (skill/competence)
- collect property financial information (skill/competence)
- create insurance policies (skill/competence)
- create underwriting guidelines (skill/competence)
- decide on insurance applications (skill/competence)
- estimate damage (skill/competence)
- examine mortgage loan documents (skill/competence)
- handle financial disputes (skill/competence)
- insurance market (knowledge)
- manage contract disputes (skill/competence)
- manage loan applications (skill/competence)
- negotiate on asset value (skill/competence)
- organise a damage assessment (skill/competence)
- real estate market (knowledge)