# Competences — insurance collector

Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/2d32bea0-dccd-4dc5-9ea9-c51c653a46ef).

## Essential

- **analyse financial risk** (skill/competence)
- **create cooperation modalities** (skill/competence)
- **credit card payments** (knowledge)
- **debt collection techniques** (knowledge)
- **debt systems** (knowledge)
- **handle financial transactions** (skill/competence)
- **identify clients' needs** (skill/competence)
- **insurance law** (knowledge)
- **maintain client debt records** (skill/competence)
- **maintain records of financial transactions** (skill/competence)
- **obtain financial information** (skill/competence)
- **perform debt investigation** (skill/competence)
- **provide support in financial calculation** (skill/competence)
- **types of insurance** (knowledge)

## Optional

- actuarial science (knowledge)
- analyse insurance needs (skill/competence)
- analyse insurance risk (skill/competence)
- apply technical communication skills (skill/competence)
- claims procedures (knowledge)
- create insurance policies (skill/competence)
- develop investment portfolio (skill/competence)
- handle financial disputes (skill/competence)
- insurance market (knowledge)
- manage contracts (skill/competence)
- principles of insurance (knowledge)
- review insurance process (skill/competence)
- review investment portfolios (skill/competence)

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## Market evidence (job-ad analysis, 20 ads, as of 2026-07-14)

Share of analyzed job ads mentioning the item (threshold ≥ 20 %). Source: JSearch/Adzuna APIs.

### Hard skills

- medical billing — **30 %**
- claims processing — **20 %**
- collections — **20 %**

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