af05383bb1
Snapshot before the quality program (relevance gates, tiered mapping, QA linter). v1 is the immutable before/after reference; evidence crawl was at ~175/3039 occupations when tagged. Co-Authored-By: Claude Fable 5 <noreply@anthropic.com> Claude-Session: https://claude.ai/code/session_01PDKeXvpT6tENSvyQGLV1Uq
33 lines
2.1 KiB
Markdown
33 lines
2.1 KiB
Markdown
# Tasks & work activities — credit manager
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Source: O*NET 30.3, occupation 13-2041.00 (Credit Analysts).
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## Task statements
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- **[Core]** Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
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- **[Core]** Prepare reports that include the degree of risk involved in extending credit or lending money.
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- **[Core]** Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
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- **[Core]** Generate financial ratios, using computer programs, to evaluate customers' financial status.
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- **[Core]** Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
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- **[Core]** Consult with customers to resolve complaints and verify financial and credit transactions.
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- **[Core]** Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
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- **[Supplemental]** Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.
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- **[Supplemental]** Confer with credit association and other business representatives to exchange credit information.
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- **[Supplemental]** Review individual or commercial customer files to identify and select delinquent accounts for collection.
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- **[Supplemental]** Contact customers to collect payments on delinquent accounts.
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## Detailed work activities
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- Advise others on financial matters.
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- Analyze business or financial data.
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- Analyze market conditions or trends.
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- Assess financial status of clients.
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- Assess risks to business operations.
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- Calculate data to inform organizational operations.
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- Collect payments for goods or services.
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- Confer with others about financial matters.
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- Correspond with customers to answer questions or resolve complaints.
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- Examine financial records.
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- Prepare contracts or other transaction documents.
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- Prepare financial documents, reports, or budgets.
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