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Snapshot before the quality program (relevance gates, tiered mapping, QA linter). v1 is the immutable before/after reference; evidence crawl was at ~175/3039 occupations when tagged. Co-Authored-By: Claude Fable 5 <noreply@anthropic.com> Claude-Session: https://claude.ai/code/session_01PDKeXvpT6tENSvyQGLV1Uq
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Occupation profile โ credit adviser
- ESCO URI: http://data.europa.eu/esco/occupation/1a87e487-6761-4374-b6db-100ac5a9ad5a
- ESCO code: 3312.2
- ISCO-08 group: 3312 โ Credit and loans officers
- O*NET-SOC: 13-2071.00 โ Credit Counselors (match: exactMatch)
Description (ESCO)
Credit advisers offer guidance to customers related to credit services. They assess the customer's financial situation and debt issues arisen from credit cards, medical bills and car loans in order to identify optimal credit solutions for customers and also provide debt elimination plans to adjust their finances if needed. They prepare qualitative credit analyses and decision-making material in respect of defined customers in conformity with the bank's strategy on credit policy, ensure the credit quality and follow up on the performance of the credit portfolio. Credit advisers also have expertise in debt management and credit consolidation.
Definition
Credit intermediaries are natural or legal persons who offer credit agreements to consumers. They act on behalf of creditors to conclude agreements with consumers.
Alternative labels
- credit intermediary
- debt counsellor
- certified credit counselor
- credit counselor