a2f17bdc12
Compile complete (10 professions x 150 attributed entries). The lint gate correctly blocked the v1-grade carrier packages (truncation defect); regen_skillmd.py brings them to reference SKILL.md quality (full competences, clean intro, market sections preserved) - all 9 published through the gate. Global stackx provenance: 1,350 items, measured. Co-Authored-By: Claude Fable 5 <noreply@anthropic.com> Claude-Session: https://claude.ai/code/session_01PDKeXvpT6tENSvyQGLV1Uq
59 lines
3.9 KiB
Markdown
59 lines
3.9 KiB
Markdown
---
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name: financial-planner
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description: "Occupational skill for the role 'financial planner' (also: financial adviser, personal banker, independent financial adviser, financial planning practitioner, personal financial adviser, personal financial planner). Use when the user asks for typical financial planner work such as: Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.; Answer clients' questions about the purposes and details of financial plans and strategies.; Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan."
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---
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# Financial Planner
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Financial planners assist people with various personal financial issues and specialize in areas such as retirement, investment, risk management, insurance, and tax planning; they advise clients on strategies tailored to their individual needs. Maintaining a customer-oriented approach and adhering to ethical standards, they also ensure the accuracy of bank and other financial records.
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## Core workflow
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1. Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.
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2. Answer clients' questions about the purposes and details of financial plans and strategies.
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3. Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan.
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4. Implement financial planning recommendations, or refer clients to someone who can assist them with plan implementation.
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5. Prepare or interpret for clients information, such as investment performance reports, financial document summaries, or income projections.
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6. Guide clients in the gathering of information, such as bank account records, income tax returns, life and disability insurance records, pension plans, or wills.
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7. Contact clients periodically to determine any changes in their financial status.
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8. Meet with clients' other advisors, such as attorneys, accountants, trust officers, or investment bankers, to fully understand clients' financial goals and circumstances.
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## How to use this skill
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- Read [references/profile.md](references/profile.md) for the occupation profile and scope.
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- Consult [references/tasks.md](references/tasks.md) for the full task and activity inventory.
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- Check [references/skills.md](references/skills.md) for essential vs. optional competences.
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- Check [references/tools.md](references/tools.md) for the software commonly used in this role.
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- See [references/ai-skills.md](references/ai-skills.md) โ matched external AI agent skills (tiered, per-source attribution).
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- See [references/practitioner-qa.md](references/practitioner-qa.md) โ curated Stack Exchange practitioner Q&A (per-entry attribution, CC-BY-SA 4.0).
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## Key competences (essential)
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- advise on financial matters
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- analyse the credit history of potential customers
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- apply technical communication skills
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- assess risks of clients' assets
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- banking activities
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- budget for financial needs
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- create a financial plan
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- customer service
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- economics
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- financial forecasting
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- financial markets
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- handle financial transactions
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- identify customer's needs
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- interpret financial statements
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- investment analysis
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- maintain credit history of clients
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- modern portfolio theory
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- obtain financial information
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- offer financial services
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- provide financial product information
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- provide support in financial calculation
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- review investment portfolios
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- synthesise financial information
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---
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*Sources: ESCO v1.2.1 (http://data.europa.eu/esco/occupation/21de0f3b-a71a-4263-a9ba-90c5f3721b4d), O*NET 30.3 (13-2052.00). See manifest.json for licensing/attribution.*
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*O*NET nearest match: 13-2052.00 Personal Financial Advisors (proxy โ no exact O*NET occupation exists).*
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