af05383bb1
Snapshot before the quality program (relevance gates, tiered mapping, QA linter). v1 is the immutable before/after reference; evidence crawl was at ~175/3039 occupations when tagged. Co-Authored-By: Claude Fable 5 <noreply@anthropic.com> Claude-Session: https://claude.ai/code/session_01PDKeXvpT6tENSvyQGLV1Uq
59 lines
2.9 KiB
Markdown
59 lines
2.9 KiB
Markdown
---
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name: mortgage-broker
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description: "Occupational skill for the role 'mortgage broker' (also: mortgage administrator, officer for mortgage loan, mortgage coordinator, mortgage analyst, mortgage loans officer, mortgage professional). Use when the user asks for typical mortgage broker work such as: Verify and examine information and accuracy of loan application and closing documents.; Interview loan applicants to obtain personal and financial data and to assist in completing applications.; Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts."
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---
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# Mortgage Broker
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Mortgage brokers handle mortgage loan applications from clients, collect loan documentation and search for new mortgage lending opportunities. They complete and close mortgage loan processes for their clients.
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## Core workflow
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1. Verify and examine information and accuracy of loan application and closing documents.
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2. Interview loan applicants to obtain personal and financial data and to assist in completing applications.
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3. Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts.
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4. Answer questions and advise customers regarding loans and transactions.
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5. Contact customers by mail, telephone, or in person concerning acceptance or rejection of applications.
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6. Record applications for loan and credit, loan information, and disbursements of funds, using computers.
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7. Prepare and type loan applications, closing documents, legal documents, letters, forms, government notices, and checks, using computers.
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8. Present loan and repayment schedules to customers.
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## How to use this skill
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- Read [references/profile.md](references/profile.md) for the occupation profile and scope.
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- Consult [references/tasks.md](references/tasks.md) for the full task and activity inventory.
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- Check [references/skills.md](references/skills.md) for essential vs. optional competences.
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- Check [references/tools.md](references/tools.md) for the software commonly used in this role.
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- See [references/ai-skills.md](references/ai-skills.md) — matched external AI agent skills (per-source attribution).
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## Key competences (essential)
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- actuarial science
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- banking activities
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- collect property financial information
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- credit control processes
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- decide on loan applications
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- examine mortgage loan documents
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- inform on interest rates
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- interview bank loanees
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- maintain client debt records
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- maintain credit history of clients
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- manage loan applications
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- moderate in negotiations
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- monitor loan portfolio
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- mortgage loans
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- negotiate loan agreements
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## Hot technologies
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- Microsoft Access
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- Microsoft Outlook
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- Microsoft Office software
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- Microsoft Windows
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- Microsoft PowerPoint
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- Microsoft Excel
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- Microsoft Word
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---
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*Sources: ESCO v1.2.1 (http://data.europa.eu/esco/occupation/3f277813-3cab-4c5d-bfeb-613e449b31c5), O*NET 30.3 (43-4131.00). See manifest.json for licensing/attribution.*
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