feat: insurance-clerk skill package v0.1.0

PROVENANCE.md

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+# Data provenance — insurance-clerk
+
+Where the content of this skill package comes from, counted by
+content items (tasks, competences, tools, evidence entries, curated
+knowledge). Rendered live by Gitea:
+
+```mermaid
+%%{init: {'theme':'base','themeVariables':{'pie1':'#f9a825','pie2':'#1e88e5','pie3':'#ff355e','pie4':'#d97757','pie5':'#8e24aa','pieOuterStrokeWidth':'0px','pieSectionTextColor':'#fff'}}}%%
+pie showData
+    title Content sources — insurance-clerk
+    "ESCO (occupation & competences)" : 33
+    "O*NET (tasks & tools)" : 74
+    "Job boards (market evidence)" : 106
+    "Anthropic official Claude skills" : 6
+    "External AI skill packs (mapped)" : 176
+```
+
+| Source | Items | Share | Files |
+|---|---|---|---|
+| ESCO (occupation & competences) | 33 | 8.4 % | references/profile.md, references/skills.md |
+| O*NET (tasks & tools) | 74 | 18.7 % | references/tasks.md, references/tools.md |
+| Job boards (market evidence) | 106 | 26.8 % | references/market.md (full report) + "Market evidence" headline sections |
+| Wikipedia & AI expert curation | 0 | 0.0 % | glossary, literature, usecases, intake, quality, evals/ |
+| Anthropic official Claude skills | 6 | 1.5 % | references/ai-skills.md, section "anthropics/skills" (official Claude Code skills) |
+| External AI skill packs (mapped) | 176 | 44.6 % | references/ai-skills.md (per-source attribution inside) |
+| Stack Exchange practitioner Q&A (CC-BY-SA) | 0 | 0.0 % | references/practitioner-qa.md (per-entry attribution inside) |
+
+Licensing: O*NET (USDOL/ETA, CC BY 4.0) · ESCO (© European Union) ·
+job-ad evidence via official APIs (JSearch/Adzuna) · Wikipedia content
+paraphrased with source URLs — never copied · external AI skills are
+linked, not copied (Apache-2.0/MIT/source-available, see ai-skills.md).

SKILL.md

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+---
+name: insurance-clerk
+description: "Occupational skill for the role 'insurance clerk' (also: insurance agent, insurance management assistant, insurance reconciliation clerk, insurance accounts clerk, personal lines insurance clerk, insurance officer). Use when the user asks for typical insurance clerk work such as: Prepare insurance claim forms or related documents, and review them for completeness.; Calculate amount of claim.; Post or attach information to claim file."
+---
+
+# Insurance Clerk
+
+Insurance clerks perform general clerical and administrative duties in an insurance company, other service institution, for a self-employed insurance agent or broker or for a government institution. They offer assistance and provide information about insurances to customers and they manage the paperwork of insurance agreements.
+
+## Core workflow
+
+1. Prepare insurance claim forms or related documents, and review them for completeness.
+2. Calculate amount of claim.
+3. Post or attach information to claim file.
+4. Transmit claims for payment or further investigation.
+5. Contact insured or other involved persons to obtain missing information.
+6. Review insurance policy to determine coverage.
+7. Process and record new insurance policies and claims.
+8. Organize or work with detailed office or warehouse records, using computers to enter, access, search or retrieve data.
+
+## How to use this skill
+
+- Read [references/profile.md](references/profile.md) for the occupation profile and scope.
+- Consult [references/tasks.md](references/tasks.md) for the full task and activity inventory.
+- Check [references/skills.md](references/skills.md) for essential vs. optional competences.
+- Check [references/tools.md](references/tools.md) for the software commonly used in this role.
+- See [references/ai-skills.md](references/ai-skills.md) — matched external AI agent skills (per-source attribution).
+
+## Key competences (essential)
+
+- communicate with customers
+- electronic communication
+- follow written instructions
+- handle financial transactions
+- handle paperwork
+- maintain records of financial transactions
+- offer financial services
+- office software
+- perform clerical duties
+- perform office routine activities
+- provide financial product information
+- types of insurance
+- use office systems
+- write work-related reports
+
+## Hot technologies
+
+- Microsoft Access
+- Microsoft Outlook
+- Microsoft Office software
+- Microsoft Windows
+- Microsoft PowerPoint
+- Microsoft Excel
+- Microsoft Word
+
+---
+*Sources: ESCO v1.2.1 (http://data.europa.eu/esco/occupation/9a39a143-d93c-4093-ba3b-47fb67ade318), O*NET 30.3 (43-9041.00). See manifest.json for licensing/attribution.*

manifest.json

@@ -0,0 +1,274 @@
+{
+  "name": "insurance-clerk",
+  "title": "insurance clerk",
+  "version": "0.1.0",
+  "layer": "core",
+  "language": "en",
+  "generated": "2026-07-07",
+  "ids": {
+    "esco_uri": "http://data.europa.eu/esco/occupation/9a39a143-d93c-4093-ba3b-47fb67ade318",
+    "esco_code": "4312.4",
+    "isco_group": "4312",
+    "onet_soc": "43-9041.00",
+    "crosswalk_match": "exactMatch"
+  },
+  "sources": [
+    {
+      "name": "ESCO",
+      "version": "1.2.1",
+      "url": "https://esco.ec.europa.eu/"
+    },
+    {
+      "name": "O*NET",
+      "version": "30.3",
+      "url": "https://www.onetcenter.org/",
+      "license": "CC BY 4.0"
+    }
+  ],
+  "attribution": "This package includes information from the O*NET Database (v30.3) by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), CC BY 4.0. skillfactor is not endorsed by USDOL/ETA. ESCO data (v1.2.1) (c) European Union, used per the ESCO download conditions: https://esco.ec.europa.eu/en/use-esco/download",
+  "counts": {
+    "tasks": 25,
+    "dwas": 21,
+    "skills_essential": 14,
+    "skills_optional": 18,
+    "software": 27
+  },
+  "enrichment_ai_skills": {
+    "generated": "2026-07-14",
+    "method": "deterministic mapping (ISCO prefix + title/competence keywords)",
+    "sources": {
+      "anthropics/skills": {
+        "repo": "https://github.com/anthropics/skills",
+        "commit": "f6656c1",
+        "license": "Apache-2.0; the document skills (docx/pdf/pptx/xlsx) are source-available \u2014 see the LICENSE.txt in the upstream skill folder",
+        "skills": 3
+      },
+      "wshobson/agents": {
+        "repo": "https://github.com/wshobson/agents",
+        "commit": "6fd3247",
+        "license": "MIT (c) Seth Hobson",
+        "skills": 1
+      },
+      "mukul975/Anthropic-Cybersecurity-Skills": {
+        "repo": "https://github.com/mukul975/Anthropic-Cybersecurity-Skills",
+        "commit": "673da1f",
+        "license": "Apache-2.0",
+        "skills": 1
+      },
+      "kazukinagata/shinkoku": {
+        "repo": "https://github.com/kazukinagata/shinkoku",
+        "commit": "e610b30",
+        "license": "MIT",
+        "skills": 3
+      },
+      "open-gitagent/opengap": {
+        "repo": "https://github.com/open-gitagent/opengap",
+        "commit": "d7a8e2e",
+        "license": "MIT",
+        "skills": 1
+      },
+      "jeremylongshore/claude-code-plugins-plus-skills": {
+        "repo": "https://github.com/jeremylongshore/claude-code-plugins-plus-skills",
+        "commit": "e112938a",
+        "license": "MIT",
+        "skills": 12
+      },
+      "brycewang-stanford/Auto-Empirical-Research-Skills": {
+        "repo": "https://github.com/brycewang-stanford/Auto-Empirical-Research-Skills",
+        "commit": "85bf545",
+        "license": "CC-BY-4.0",
+        "skills": 4
+      },
+      "wanshuiyin/Auto-claude-code-research-in-sleep": {
+        "repo": "https://github.com/wanshuiyin/Auto-claude-code-research-in-sleep",
+        "commit": "eb5c9d7",
+        "license": "MIT",
+        "skills": 1
+      },
+      "davila7/claude-code-templates": {
+        "repo": "https://github.com/davila7/claude-code-templates",
+        "commit": "fa79251",
+        "license": "MIT",
+        "skills": 7
+      },
+      "alirezarezvani/claude-skills": {
+        "repo": "https://github.com/alirezarezvani/claude-skills",
+        "commit": "0241f43",
+        "license": "MIT",
+        "skills": 3
+      },
+      "a5c-ai/babysitter": {
+        "repo": "https://github.com/a5c-ai/babysitter",
+        "commit": "44a5d58b",
+        "license": "MIT",
+        "skills": 2
+      },
+      "mohitagw15856/pm-claude-skills": {
+        "repo": "https://github.com/mohitagw15856/pm-claude-skills",
+        "commit": "876fa30",
+        "license": "MIT",
+        "skills": 9
+      },
+      "K-Dense-AI/claude-scientific-skills": {
+        "repo": "https://github.com/K-Dense-AI/claude-scientific-skills",
+        "commit": "4d97e29",
+        "license": "MIT",
+        "skills": 3
+      },
+      "foryourhealth111-pixel/Vibe-Skills": {
+        "repo": "https://github.com/foryourhealth111-pixel/Vibe-Skills",
+        "commit": "34429a8",
+        "license": "Apache-2.0",
+        "skills": 2
+      },
+      "K-Dense-AI/scientific-agent-skills": {
+        "repo": "https://github.com/K-Dense-AI/scientific-agent-skills",
+        "commit": "4d97e29",
+        "license": "MIT",
+        "skills": 3
+      },
+      "jezweb/claude-skills": {
+        "repo": "https://github.com/jezweb/claude-skills",
+        "commit": "e875a6b",
+        "license": "MIT",
+        "skills": 1
+      },
+      "ruvnet/claude-code-flow": {
+        "repo": "https://github.com/ruvnet/claude-code-flow",
+        "commit": "73914bd",
+        "license": "MIT",
+        "skills": 2
+      },
+      "ruvnet/ruflo": {
+        "repo": "https://github.com/ruvnet/ruflo",
+        "commit": "73914bd",
+        "license": "MIT",
+        "skills": 2
+      },
+      "staruhub/ClaudeSkills": {
+        "repo": "https://github.com/staruhub/ClaudeSkills",
+        "commit": "3d4045d",
+        "license": "MIT",
+        "skills": 1
+      },
+      "hoangsonww/Claude-Code-Agent-Monitor": {
+        "repo": "https://github.com/hoangsonww/Claude-Code-Agent-Monitor",
+        "commit": "8f87ce1",
+        "license": "MIT",
+        "skills": 1
+      },
+      "pedrohcgs/claude-code-my-workflow": {
+        "repo": "https://github.com/pedrohcgs/claude-code-my-workflow",
+        "commit": "be53c12",
+        "license": "MIT",
+        "skills": 1
+      },
+      "glacierphonk/naming": {
+        "repo": "https://github.com/glacierphonk/naming",
+        "commit": "e7af8a5",
+        "license": "MIT",
+        "skills": 1
+      },
+      "rockscy/solo-skills": {
+        "repo": "https://github.com/rockscy/solo-skills",
+        "commit": "80ec4cf",
+        "license": "MIT",
+        "skills": 1
+      },
+      "dotnet/skills": {
+        "repo": "https://github.com/dotnet/skills",
+        "commit": "79a2ada",
+        "license": "MIT",
+        "skills": 1
+      },
+      "davepoon/buildwithclaude": {
+        "repo": "https://github.com/davepoon/buildwithclaude",
+        "commit": "3c94e0c",
+        "license": "MIT",
+        "skills": 3
+      },
+      "snyk/agent-scan": {
+        "repo": "https://github.com/snyk/agent-scan",
+        "commit": "f3a4621",
+        "license": "Apache-2.0",
+        "skills": 1
+      },
+      "ThinkInAIXYZ/deepchat": {
+        "repo": "https://github.com/ThinkInAIXYZ/deepchat",
+        "commit": "f275c92",
+        "license": "Apache-2.0",
+        "skills": 1
+      },
+      "raintree-technology/apple-hig-skills": {
+        "repo": "https://github.com/raintree-technology/apple-hig-skills",
+        "commit": "431fd30",
+        "license": "MIT",
+        "skills": 1
+      },
+      "nexu-io/open-design": {
+        "repo": "https://github.com/nexu-io/open-design",
+        "commit": "4b66023",
+        "license": "Apache-2.0",
+        "skills": 1
+      },
+      "indranilbanerjee/digital-marketing-pro": {
+        "repo": "https://github.com/indranilbanerjee/digital-marketing-pro",
+        "commit": "a3d119c",
+        "license": "MIT",
+        "skills": 1
+      },
+      "affaan-m/everything-claude-code": {
+        "repo": "https://github.com/affaan-m/everything-claude-code",
+        "commit": "ed38744",
+        "license": "MIT",
+        "skills": 1
+      },
+      "AgriciDaniel/claude-ads": {
+        "repo": "https://github.com/AgriciDaniel/claude-ads",
+        "commit": "669c760",
+        "license": "MIT",
+        "skills": 3
+      },
+      "vibeeval/vibecosystem": {
+        "repo": "https://github.com/vibeeval/vibecosystem",
+        "commit": "cea9462",
+        "license": "MIT",
+        "skills": 1
+      },
+      "googleworkspace/cli": {
+        "repo": "https://github.com/googleworkspace/cli",
+        "commit": "a3768d0",
+        "license": "Apache-2.0",
+        "skills": 1
+      }
+    },
+    "total_skills": 80,
+    "tiers": {
+      "core": 50,
+      "adjacent": 30
+    }
+  },
+  "provenance": {
+    "items": {
+      "esco": 33,
+      "onet": 74,
+      "jobads": 106,
+      "wiki_ai": 0,
+      "anthropic": 6,
+      "ai_skills": 176,
+      "stackx": 0
+    },
+    "share_percent": {
+      "esco": 8.4,
+      "onet": 18.7,
+      "jobads": 26.8,
+      "wiki_ai": 0.0,
+      "anthropic": 1.5,
+      "ai_skills": 44.6,
+      "stackx": 0.0
+    },
+    "method": "content items per source category"
+  },
+  "collar": "white",
+  "computer_work": true
+}

references/ai-skills.md

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+# External AI agent skills — insurance-clerk
+
+Proven, publicly available AI agent skills mapped to this occupation.
+Nothing is copied from the sources: every entry is a name, a one-line
+summary and a link to the upstream skill package. Each section names
+its source repository, commit, license and retrieval date.
+
+**Tiers:** `core` = the skill directly exercises a top market hard
+skill, tool or method (from gated job-ad evidence) or an essential
+ESCO competence of this occupation; `adjacent` =
+plausibly useful, secondary. Entries are capped at 12 per source
+and 80 in total per occupation (core first,
+strongest matches survive); everything beyond the caps is excluded
+and logged in the pipeline audit trail, not in this package.
+
+_Matched deterministically (ISCO group + title/competence keywords,
+tiered against market evidence + ESCO essentials) by
+`pipeline/p5_enrich_ai_skills.py` on 2026-07-14._
+
+## Source: anthropics/skills
+
+- Repository: [https://github.com/anthropics/skills](https://github.com/anthropics/skills) (commit `f6656c1`, retrieved 2026-07-14)
+- License: Apache-2.0; the document skills (docx/pdf/pptx/xlsx) are source-available — see the LICENSE.txt in the upstream skill folder
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `docx` | adjacent | Use this skill whenever the user wants to create, read, edit, or manipulate Word documents (.docx files) or Word templates (.dotx files). Triggers include: any mention of 'Word doc', 'word document', '.docx', '.dotx', or requests to … | [source](https://github.com/anthropics/skills/tree/main/skills/docx) |
+| `pdf` | adjacent | Use this skill whenever the user wants to do anything with PDF files. This includes reading or extracting text/tables from PDFs, combining or merging multiple PDFs into one, splitting PDFs apart, rotating pages, adding watermarks, creating … | [source](https://github.com/anthropics/skills/tree/main/skills/pdf) |
+| `xlsx` | adjacent | Use this skill any time a spreadsheet file is the primary input or output. This means any task where the user wants to: open, read, edit, or fix an existing .xlsx, .xlsm, .xltx, .csv, or .tsv file (e.g., adding columns, computing formulas, … | [source](https://github.com/anthropics/skills/tree/main/skills/xlsx) |
+
+## Source: wshobson/agents
+
+- Repository: [https://github.com/wshobson/agents](https://github.com/wshobson/agents) (commit `6fd3247`, retrieved 2026-07-14)
+- License: MIT (c) Seth Hobson
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `file-conversion` | adjacent | Convert files between formats — PDF to Word, HEIC to JPG, MP4 to MP3, CSV to JSON, EPUB to MOBI, and 999 total routes across images, video, audio, documents, data, fonts, ebooks, and archives. Free via changethisfile.com, no API key or … | [source](https://github.com/wshobson/agents/tree/main/plugins/file-conversion/skills/file-conversion) |
+
+## Source: a5c-ai/babysitter
+
+- Repository: [https://github.com/a5c-ai/babysitter](https://github.com/a5c-ai/babysitter) (commit `44a5d58b`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `embedded-docs` | core | Embedded firmware documentation generation and maintenance using Doxygen and related tools. Expert skill for API documentation, hardware interface documentation, memory maps, and integration with documentation systems. | [source](https://github.com/a5c-ai/babysitter/tree/44a5d58b/library/specializations/embedded-systems/skills/embedded-docs) |
+| `throughput-accountant` | adjacent | TOC financial metrics skill for throughput, inventory, and operating expense analysis with decision support | [source](https://github.com/a5c-ai/babysitter/tree/44a5d58b/library/specializations/domains/business/operations/skills/throughput-accountant) |
+
+## Source: affaan-m/everything-claude-code
+
+- Repository: [https://github.com/affaan-m/everything-claude-code](https://github.com/affaan-m/everything-claude-code) (commit `ed38744`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `investor-materials` | adjacent | Create and update pitch decks, one-pagers, investor memos, accelerator applications, financial models, and fundraising materials. Use when the user needs investor-facing documents, projections, use-of-funds tables, milestone plans, or … | [source](https://github.com/affaan-m/everything-claude-code/tree/ed38744/.agents/skills/investor-materials) |
+
+## Source: AgriciDaniel/claude-ads
+
+- Repository: [https://github.com/AgriciDaniel/claude-ads](https://github.com/AgriciDaniel/claude-ads) (commit `669c760`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `ads` | adjacent | Operate professional paid advertising across Google, Meta, YouTube, LinkedIn, TikTok, Microsoft, Apple, Amazon, Reddit, Pinterest, Snapchat, and X. Use for account intake, source-grounded audits, strategy, budget and measurement planning, … | [source](https://github.com/AgriciDaniel/claude-ads/tree/669c760/ads) |
+| `ads-budget` | adjacent | Plan and review paid-media budgets, bidding, pacing, marginal return, forecasts, CPA, ROAS, MER, LTV:CAC, constraints, and allocation across supported platforms. Use for ad budget allocation, media budget, bidding strategy, scaling, spend … | [source](https://github.com/AgriciDaniel/claude-ads/tree/669c760/skills/ads-budget) |
+| `ads-monitor` | adjacent | Monitor paid-ad account pacing, delivery, performance, creative fatigue, tracking, policy, and data quality across supported platforms. Use for daily or weekly checks, anomaly review, budget pacing, post-launch verification, or campaign … | [source](https://github.com/AgriciDaniel/claude-ads/tree/669c760/skills/ads-monitor) |
+
+## Source: alirezarezvani/claude-skills
+
+- Repository: [https://github.com/alirezarezvani/claude-skills](https://github.com/alirezarezvani/claude-skills) (commit `0241f43`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `cross-eval` | core | /cs:cross-eval <memo> — Multi-model consensus on a board memo or strategy brief. Claude + Codex + Gemini cross-review with graceful degradation. Use when a high-stakes memo needs an independent sanity check before the boardroom — e.g. a … | [source](https://github.com/alirezarezvani/claude-skills/tree/0241f43/c-level-advisor/c-level-agents/skills/cross-eval) |
+| `risk-management-specialist` | core | Medical device risk management specialist implementing ISO 14971 throughout product lifecycle. Provides risk analysis, risk evaluation, risk control, and post-production information analysis. Use when user mentions risk management, ISO … | [source](https://github.com/alirezarezvani/claude-skills/tree/0241f43/ra-qm-team/skills/risk-management-specialist) |
+| `review` | adjacent | Analyze auto-memory for promotion candidates, stale entries, consolidation opportunities, and health metrics. Use when the user runs /si:review or asks what has been learned and what should be promoted or pruned. | [source](https://github.com/alirezarezvani/claude-skills/tree/0241f43/engineering-team/self-improving-agent/skills/review) |
+
+## Source: brycewang-stanford/Auto-Empirical-Research-Skills
+
+- Repository: [https://github.com/brycewang-stanford/Auto-Empirical-Research-Skills](https://github.com/brycewang-stanford/Auto-Empirical-Research-Skills) (commit `85bf545`, retrieved 2026-07-14)
+- License: CC-BY-4.0
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `research-lit` | core | Search and analyze research papers, find related work, summarize key ideas. Use when user says "find papers", "related work", "literature review", "what does this paper say", or needs to understand academic papers. | [source](https://github.com/brycewang-stanford/Auto-Empirical-Research-Skills/tree/85bf545/skills/42-wanshuiyin-ARIS/skills/research-lit) |
+| `review` | core | All quality reviews — routes to appropriate critics based on target file type and flags. Replaces /paper-excellence, /proofread, /econometrics-check, /review-r, /review-paper. | [source](https://github.com/brycewang-stanford/Auto-Empirical-Research-Skills/tree/85bf545/skills/16-hsantanna88-clo-author/dot-claude/skills/review) |
+| `education-data-source-nccs` | adjacent | NCCS — Form 990 data for private nonprofit colleges (Portal: IPEDS-matched, 1993-2016). Revenue, expenses, assets, endowment, governance beyond IPEDS. Use when IRS financial depth needed. Portal ends 2016; public institutions excluded (no … | [source](https://github.com/brycewang-stanford/Auto-Empirical-Research-Skills/tree/85bf545/skills/17-DAAF-Contribution-Community-daaf/dot-claude/skills/education-data-source-nccs) |
+| `identify` | adjacent | Design or review identification strategy for the sewage-house-prices project. Produces strategy memos with estimand, assumptions, pseudo-code, robustness plan, falsification tests, and referee objection anticipation. This skill should be … | [source](https://github.com/brycewang-stanford/Auto-Empirical-Research-Skills/tree/85bf545/skills/41-sticerd-eee-sewage-econometrics-check/skills/identify) |
+
+## Source: davepoon/buildwithclaude
+
+- Repository: [https://github.com/davepoon/buildwithclaude](https://github.com/davepoon/buildwithclaude) (commit `3c94e0c`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `pdf` | core | Comprehensive PDF manipulation toolkit for extracting text and tables, creating new PDFs, merging/splitting documents, and handling forms. When Claude needs to fill in a PDF form or programmatically process, generate, or analyze PDF … | [source](https://github.com/davepoon/buildwithclaude/tree/3c94e0c/plugins/all-skills/skills/pdf) |
+| `financial-model` | adjacent | Run deterministic financial models for startup valuation and SaaS health analysis. Triggered by: "/venture-capital-intelligence:financial-model", "run a financial model on X", "DCF this company", "model the financials", "calculate runway", … | [source](https://github.com/davepoon/buildwithclaude/tree/3c94e0c/plugins/venture-capital-intelligence/skills/financial-model) |
+| `gsd:eval-review` | adjacent | Retroactively audit an executed AI phase's evaluation coverage — scores each eval dimension as COVERED/PARTIAL/MISSING and produces an actionable EVAL-REVIEW.md with remediation plan | [source](https://github.com/davepoon/buildwithclaude/tree/3c94e0c/plugins/gsd/skills/eval-review) |
+
+## Source: davila7/claude-code-templates
+
+- Repository: [https://github.com/davila7/claude-code-templates](https://github.com/davila7/claude-code-templates) (commit `fa79251`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `conversation-memory` | core | Persistent memory systems for LLM conversations including short-term, long-term, and entity-based memory Use when: conversation memory, remember, memory persistence, long-term memory, chat history. | [source](https://github.com/davila7/claude-code-templates/tree/fa79251/cli-tool/components/skills/ai-research/conversation-memory) |
+| `research-grants` | core | Write competitive research proposals for NSF, NIH, DOE, and DARPA. Agency-specific formatting, review criteria, budget preparation, broader impacts, significance statements, innovation narratives, and compliance with submission … | [source](https://github.com/davila7/claude-code-templates/tree/fa79251/cli-tool/components/skills/scientific/research-grants) |
+| `agent-memory-systems` | core | Memory is the cornerstone of intelligent agents. Without it, every interaction starts from zero. This skill covers the architecture of agent memory: short-term (context window), long-term (vector stores), and the cognitive architectures … | [source](https://github.com/davila7/claude-code-templates/tree/fa79251/cli-tool/components/skills/ai-research/agent-memory-systems) |
+| `swarmvault` | core | Use SwarmVault when the user needs a local-first knowledge vault that writes durable markdown, graph, search, dashboard, review, and MCP artifacts to disk from books, notes, transcripts, exports, datasets, slide decks, files, URLs, code, … | [source](https://github.com/davila7/claude-code-templates/tree/fa79251/cli-tool/components/skills/development/swarmvault) |
+| `crewai` | core | Expert in CrewAI - the leading role-based multi-agent framework used by 60% of Fortune 500 companies. Covers agent design with roles and goals, task definition, crew orchestration, process types (sequential, hierarchical, parallel), memory … | [source](https://github.com/davila7/claude-code-templates/tree/fa79251/cli-tool/components/skills/ai-research/crewai) |
+| `risk-management-specialist` | core | Senior Risk Management specialist for medical device companies implementing ISO 14971 risk management throughout product lifecycle. Provides risk analysis, risk evaluation, risk control, and post-production information analysis. Use for … | [source](https://github.com/davila7/claude-code-templates/tree/fa79251/cli-tool/components/skills/enterprise-communication/risk-management-specialist) |
+| `pdf-fill-studio` | adjacent | Fill any PDF locally and place each value precisely in a visual editor. Use when the user wants to fill out a PDF form, enter data into a PDF, complete a tax/insurance/bank form, or position text on a flat/scanned PDF. Handles flat … | [source](https://github.com/davila7/claude-code-templates/tree/fa79251/cli-tool/components/skills/document-processing/pdf-fill-studio) |
+
+## Source: dotnet/skills
+
+- Repository: [https://github.com/dotnet/skills](https://github.com/dotnet/skills) (commit `79a2ada`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `configure-auth` | core | Add authentication and authorization to a Blazor Web App, accounting for the app's render mode. USE WHEN the user needs [Authorize] on pages, AuthorizeView, role or policy-based access, login/logout Identity pages, or … | [source](https://github.com/dotnet/skills/tree/79a2ada/plugins/dotnet-blazor/skills/configure-auth) |
+
+## Source: foryourhealth111-pixel/Vibe-Skills
+
+- Repository: [https://github.com/foryourhealth111-pixel/Vibe-Skills](https://github.com/foryourhealth111-pixel/Vibe-Skills) (commit `34429a8`, retrieved 2026-07-14)
+- License: Apache-2.0
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `peer-review` | core | Structured manuscript/grant review with checklist-based evaluation. Use when writing formal peer reviews with specific criteria methodology assessment, statistical validity, reporting standards compliance (CONSORT/STROBE), and constructive … | [source](https://github.com/foryourhealth111-pixel/Vibe-Skills/tree/34429a8/bundled/skills/peer-review) |
+| `research-grants` | core | Write competitive research proposals for NSF, NIH, DOE, DARPA, and Taiwan NSTC. Agency-specific formatting, review criteria, budget preparation, broader impacts, significance statements, innovation narratives, and compliance with … | [source](https://github.com/foryourhealth111-pixel/Vibe-Skills/tree/34429a8/bundled/skills/research-grants) |
+
+## Source: glacierphonk/naming
+
+- Repository: [https://github.com/glacierphonk/naming](https://github.com/glacierphonk/naming) (commit `e7af8a5`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `naming` | core | Name products, SaaS, brands, open source projects, bots, and apps. Use when the user needs to name something, find a brand name, or pick a product name. Metaphor-driven process that produces memorable, meaningful names and avoids AI slop. | [source](https://github.com/glacierphonk/naming/tree/e7af8a5) |
+
+## Source: googleworkspace/cli
+
+- Repository: [https://github.com/googleworkspace/cli](https://github.com/googleworkspace/cli) (commit `a3768d0`, retrieved 2026-07-14)
+- License: Apache-2.0
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `recipe-plan-weekly-schedule` | adjacent | Review your Google Calendar week, identify gaps, and add events to fill them. | [source](https://github.com/googleworkspace/cli/tree/a3768d0/skills/recipe-plan-weekly-schedule) |
+
+## Source: hoangsonww/Claude-Code-Agent-Monitor
+
+- Repository: [https://github.com/hoangsonww/Claude-Code-Agent-Monitor](https://github.com/hoangsonww/Claude-Code-Agent-Monitor) (commit `8f87ce1`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `memory-review` | core | Review the file-based memory store via the Agent Monitor Config Explorer API: the user and project CLAUDE.md plus per-project auto-memory files under ~/.claude/projects/<slug>/memory/*.md. Groups by project, shows the index (MEMORY.md) vs … | [source](https://github.com/hoangsonww/Claude-Code-Agent-Monitor/tree/8f87ce1/plugins/ccam-config/skills/memory-review) |
+
+## Source: indranilbanerjee/digital-marketing-pro
+
+- Repository: [https://github.com/indranilbanerjee/digital-marketing-pro](https://github.com/indranilbanerjee/digital-marketing-pro) (commit `a3d119c`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `qbr-plan` | adjacent | Prepare a Quarterly Business Review. Use when: building QBR presentations, client performance reviews, or strategy updates. | [source](https://github.com/indranilbanerjee/digital-marketing-pro/tree/a3d119c/skills/qbr-plan) |
+
+## Source: jeremylongshore/claude-code-plugins-plus-skills
+
+- Repository: [https://github.com/jeremylongshore/claude-code-plugins-plus-skills](https://github.com/jeremylongshore/claude-code-plugins-plus-skills) (commit `e112938a`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `fondo-webhooks-events` | core | Implement event-driven financial workflows using webhooks from Fondo-connected services: Stripe payment events, Gusto payroll events, and Plaid transactions. Trigger: "fondo webhooks", "fondo events", "stripe payroll webhooks", "financial … | [source](https://github.com/jeremylongshore/claude-code-plugins-plus-skills/tree/e112938a/plugins/saas-packs/fondo-pack/skills/fondo-webhooks-events) |
+| `fondo-debug-bundle` | core | Collect diagnostic information for Fondo support including integration status, transaction discrepancies, and financial data reconciliation issues. Trigger: "fondo debug", "fondo support", "fondo diagnostic", "fondo reconciliation".  | [source](https://github.com/jeremylongshore/claude-code-plugins-plus-skills/tree/e112938a/plugins/saas-packs/fondo-pack/skills/fondo-debug-bundle) |
+| `fondo-hello-world` | core | Verify Fondo setup by checking financial data sync, reviewing categorized transactions, and confirming R&D tax credit eligibility. Trigger: "fondo first sync", "fondo verify", "fondo hello world", "fondo test".  | [source](https://github.com/jeremylongshore/claude-code-plugins-plus-skills/tree/e112938a/plugins/saas-packs/fondo-pack/skills/fondo-hello-world) |
+| `fondo-upgrade-migration` | core | Migrate to Fondo from other bookkeeping services, switch between Fondo plans, or transition accountants while maintaining financial continuity. Trigger: "migrate to fondo", "switch to fondo", "fondo migration", "change accountant".  | [source](https://github.com/jeremylongshore/claude-code-plugins-plus-skills/tree/e112938a/plugins/saas-packs/fondo-pack/skills/fondo-upgrade-migration) |
+| `freelancer-review` | core | Reviews contracts from a freelancer''s perspective across 14 evaluation lenses including misclassification risk, IP ownership, payment terms, kill fees, and non-compete scope. Use when a freelancer or independent contractor needs to … | [source](https://github.com/jeremylongshore/claude-code-plugins-plus-skills/tree/e112938a/plugins/business-tools/general-legal-assistant/skills/freelancer-review) |
+| `triage-display` | core | Internal process for the triage-summarizer agent. Defines the step-by-step procedure for formatting triage results as terminal markdown and parsing review commands. Not user-invocable — loaded by the triage-summarizer agent through its … | [source](https://github.com/jeremylongshore/claude-code-plugins-plus-skills/tree/e112938a/plugins/mcp/x-bug-triage/skills/triage-display) |
+| `granola-core-workflow-b` | core | Post-meeting note processing, sharing, and follow-up workflows in Granola. Use when enhancing notes after meetings, sharing to Slack/Notion/CRM, drafting follow-up emails, or processing action items. Trigger: "granola post-meeting", "share … | [source](https://github.com/jeremylongshore/claude-code-plugins-plus-skills/tree/e112938a/plugins/saas-packs/granola-pack/skills/granola-core-workflow-b) |
+| `finta-install-auth` | core | Set up Finta fundraising CRM account and configure integrations. Use when onboarding to Finta, connecting email/calendar, or configuring investor pipeline automation. Trigger with phrases like "install finta", "setup finta", "finta … | [source](https://github.com/jeremylongshore/claude-code-plugins-plus-skills/tree/e112938a/plugins/saas-packs/finta-pack/skills/finta-install-auth) |
+| `hyperflow-status` | core | Hyperflow project status. Use to see current hyperflow state — "what is hyperflow doing", "show task progress", "where are we". Read-only — reports in-flight tasks, memory count, and progress. Never modifies state or runs work. | [source](https://github.com/jeremylongshore/claude-code-plugins-plus-skills/tree/e112938a/plugins/ai-agency/hyperflow/templates/antigravity/skills/hyperflow-status) |
+| `finta-sdk-patterns` | core | Integration patterns for Finta fundraising CRM with email and calendar APIs. Use when building automated investor outreach, syncing data from Finta exports, or creating custom fundraising dashboards. Trigger with phrases like "finta … | [source](https://github.com/jeremylongshore/claude-code-plugins-plus-skills/tree/e112938a/plugins/saas-packs/finta-pack/skills/finta-sdk-patterns) |
+| `hubspot-bulk-migration` | core | Bulk-migrate CRM data into HubSpot from Salesforce, Pipedrive, or Copper — or export off HubSpot — with field mapping, ID continuity, association re-linking, dedup safety, rate-limit budgeting, and rollback mitigation across 100K+ record … | [source](https://github.com/jeremylongshore/claude-code-plugins-plus-skills/tree/e112938a/plugins/saas-packs/hubspot-pack/skills/hubspot-bulk-migration) |
+| `fondo-reference-architecture` | adjacent | Reference architecture for startup financial operations using Fondo as the bookkeeping backbone with complementary tools for banking, payroll, and reporting. Trigger: "fondo architecture", "startup finance stack", "fondo integration … | [source](https://github.com/jeremylongshore/claude-code-plugins-plus-skills/tree/e112938a/plugins/saas-packs/fondo-pack/skills/fondo-reference-architecture) |
+
+## Source: jezweb/claude-skills
+
+- Repository: [https://github.com/jezweb/claude-skills](https://github.com/jezweb/claude-skills) (commit `e875a6b`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `proposal-writer` | core | Write a client proposal, quote, scope of work, or engagement letter for a service business. Covers project understanding, scope, timeline, pricing presentation, and terms. Use whenever the user asks for a proposal, quote, project proposal, … | [source](https://github.com/jezweb/claude-skills/tree/e875a6b/plugins/writing/skills/proposal-writer) |
+
+## Source: K-Dense-AI/claude-scientific-skills
+
+- Repository: [https://github.com/K-Dense-AI/claude-scientific-skills](https://github.com/K-Dense-AI/claude-scientific-skills) (commit `4d97e29`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `peer-review` | core | Structured manuscript/grant review with checklist-based evaluation. Use when writing formal peer reviews with specific criteria methodology assessment, statistical validity, reporting standards compliance (CONSORT/STROBE), and constructive … | [source](https://github.com/K-Dense-AI/claude-scientific-skills/tree/4d97e29/skills/peer-review) |
+| `research-grants` | core | Write competitive research proposals for NSF, NIH, DOE, DARPA, and Taiwan NSTC. Agency-specific formatting, review criteria, budget preparation, broader impacts, significance statements, innovation narratives, and compliance with … | [source](https://github.com/K-Dense-AI/claude-scientific-skills/tree/4d97e29/skills/research-grants) |
+| `xlsx` | adjacent | Create, edit, analyze, or convert Excel spreadsheets (.xlsx, .xlsm) where the workbook file is the primary deliverable. Use for formulas, formatting, financial models, multi-sheet workbooks, and tabular cleanup exported to Excel. Also … | [source](https://github.com/K-Dense-AI/claude-scientific-skills/tree/4d97e29/skills/xlsx) |
+
+## Source: K-Dense-AI/scientific-agent-skills
+
+- Repository: [https://github.com/K-Dense-AI/scientific-agent-skills](https://github.com/K-Dense-AI/scientific-agent-skills) (commit `4d97e29`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `peer-review` | core | Structured manuscript/grant review with checklist-based evaluation. Use when writing formal peer reviews with specific criteria methodology assessment, statistical validity, reporting standards compliance (CONSORT/STROBE), and constructive … | [source](https://github.com/K-Dense-AI/scientific-agent-skills/tree/4d97e29/skills/peer-review) |
+| `research-grants` | core | Write competitive research proposals for NSF, NIH, DOE, DARPA, and Taiwan NSTC. Agency-specific formatting, review criteria, budget preparation, broader impacts, significance statements, innovation narratives, and compliance with … | [source](https://github.com/K-Dense-AI/scientific-agent-skills/tree/4d97e29/skills/research-grants) |
+| `xlsx` | adjacent | Create, edit, analyze, or convert Excel spreadsheets (.xlsx, .xlsm) where the workbook file is the primary deliverable. Use for formulas, formatting, financial models, multi-sheet workbooks, and tabular cleanup exported to Excel. Also … | [source](https://github.com/K-Dense-AI/scientific-agent-skills/tree/4d97e29/skills/xlsx) |
+
+## Source: kazukinagata/shinkoku
+
+- Repository: [https://github.com/kazukinagata/shinkoku](https://github.com/kazukinagata/shinkoku) (commit `e610b30`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `settlement` | core | This skill should be used when the user needs to perform year-end closing adjustments (決算整理), review financial statements (決算書), compute depreciation, or review their trial balance. Trigger phrases include: "決算", "決算整理", "決算書を作る", "減価償却", … | [source](https://github.com/kazukinagata/shinkoku/tree/e610b30/skills/settlement) |
+| `submit` | core | This skill should be used when the user is ready to submit their tax return, needs a final review checklist, wants to know how to submit (e-Tax, mail, or in-person), or asks about common mistakes before submission. Trigger phrases include: … | [source](https://github.com/kazukinagata/shinkoku/tree/e610b30/skills/submit) |
+| `journal` | core | This skill should be used when the user wants to record bookkeeping entries (仕訳), import transaction data from CSV files, receipts, or invoices, or manage their general ledger. Trigger phrases include: "仕訳を入力", "仕訳登録", "CSVを取り込む", … | [source](https://github.com/kazukinagata/shinkoku/tree/e610b30/skills/journal) |
+
+## Source: mohitagw15856/pm-claude-skills
+
+- Repository: [https://github.com/mohitagw15856/pm-claude-skills](https://github.com/mohitagw15856/pm-claude-skills) (commit `876fa30`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `lifecycle-crm-plan` | core | Design lifecycle marketing / CRM journeys across the customer lifecycle. Use when asked to plan onboarding emails, lifecycle/CRM campaigns, drip sequences, re-engagement or winback flows, or a messaging calendar. Produces a lifecycle plan … | [source](https://github.com/mohitagw15856/pm-claude-skills/tree/876fa30/plugins/pm-growth/skills/lifecycle-crm-plan) |
+| `cash-flow-forecast` | core | Build a short-term (13-week) cash flow forecast to see if you can cover what's due. Use when asked to build a cash flow forecast, a 13-week cash flow, a cash projection, or to plan around a cash crunch. Produces a week-by-week forecast … | [source](https://github.com/mohitagw15856/pm-claude-skills/tree/876fa30/plugins/pm-accounting/skills/cash-flow-forecast) |
+| `roadmap-presentation` | core | Create structured roadmap presentations calibrated to any audience. Use when asked to build a product roadmap, present roadmap to leadership, create a roadmap slide, or communicate quarterly plans to execs, teams, or customers. Produces an … | [source](https://github.com/mohitagw15856/pm-claude-skills/tree/876fa30/plugins/pm-planning/skills/roadmap-presentation) |
+| `win-loss-analysis` | adjacent | Analyze why deals are won and lost and turn it into an action plan. Use when asked to run a win/loss analysis, review closed-won and closed-lost deals, understand why the team is losing to a competitor, or summarize sales feedback into … | [source](https://github.com/mohitagw15856/pm-claude-skills/tree/876fa30/plugins/pm-pmm/skills/win-loss-analysis) |
+| `financial-model-narrative` | adjacent | Turn financial model outputs into a clear written narrative. Use when asked to write a financial narrative, explain a financial model, summarise a P&L, or translate spreadsheet numbers into a board-ready story. Produces an executive … | [source](https://github.com/mohitagw15856/pm-claude-skills/tree/876fa30/plugins/pm-finance/skills/financial-model-narrative) |
+| `credit-memo` | adjacent | Write a credit memo for a lending decision: borrower story, facility structure, repayment sources, financial-ratio spread with covenant headroom, risk factors with mitigants, risk-rating rationale, and a recommendation. Use when asked to … | [source](https://github.com/mohitagw15856/pm-claude-skills/tree/876fa30/plugins/pm-banking/skills/credit-memo) |
+| `excel-model` | adjacent | Build a real, formula-driven Excel (.xlsx) model — not a static table. Use when asked to build an Excel model, a financial model, a budget/forecast spreadsheet, or any .xlsx with live formulas a user can edit. Produces an actual .xlsx file … | [source](https://github.com/mohitagw15856/pm-claude-skills/tree/876fa30/plugins/pm-documents/skills/excel-model) |
+| `invoice-generator` | adjacent | Create a professional, complete invoice for a client or customer. Use when asked to write an invoice, create a bill, draft a freelance/contractor invoice, or set up an invoice template. Produces a clear invoice — your and the client's … | [source](https://github.com/mohitagw15856/pm-claude-skills/tree/876fa30/plugins/pm-accounting/skills/invoice-generator) |
+| `performance-review` | adjacent | Write structured, balanced performance reviews from bullet-point inputs. Use when asked to write a performance review, self-assessment, peer review, 360 feedback, or manager evaluation. Produces a complete, fair, professionally written … | [source](https://github.com/mohitagw15856/pm-claude-skills/tree/876fa30/plugins/pm-people/skills/performance-review) |
+
+## Source: mukul975/Anthropic-Cybersecurity-Skills
+
+- Repository: [https://github.com/mukul975/Anthropic-Cybersecurity-Skills](https://github.com/mukul975/Anthropic-Cybersecurity-Skills) (commit `673da1f`, retrieved 2026-07-14)
+- License: Apache-2.0
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `analyzing-macro-malware-in-office-documents` | core | Analyzes malicious VBA macros embedded in Microsoft Office documents (Word, Excel, PowerPoint) to identify download cradles, payload execution, persistence mechanisms, and anti-analysis techniques. Uses olevba, oledump, and VBA … | [source](https://github.com/mukul975/Anthropic-Cybersecurity-Skills/tree/673da1f/skills/analyzing-macro-malware-in-office-documents) |
+
+## Source: nexu-io/open-design
+
+- Repository: [https://github.com/nexu-io/open-design](https://github.com/nexu-io/open-design) (commit `4b66023`, retrieved 2026-07-14)
+- License: Apache-2.0
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `finance-report` | adjacent | Quarterly / monthly financial report — masthead with KPIs, revenue and burn charts, P&L summary table, top-line highlights, and an outlook paragraph. Use when the brief mentions "financial report", "Q3 report", "MRR review", "P&L", or "财报". | [source](https://github.com/nexu-io/open-design/tree/4b66023/design-templates/finance-report) |
+
+## Source: open-gitagent/opengap
+
+- Repository: [https://github.com/open-gitagent/opengap](https://github.com/open-gitagent/opengap) (commit `d7a8e2e`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `document-review` | core | Reviews financial documents (prospectuses, ADVs, marketing materials) for FINRA 2210 compliance, required disclosures, and balanced presentation. Use when reviewing financial statements, audit documents, regulatory filings, or when the … | [source](https://github.com/open-gitagent/opengap/tree/d7a8e2e/examples/full/skills/document-review) |
+
+## Source: pedrohcgs/claude-code-my-workflow
+
+- Repository: [https://github.com/pedrohcgs/claude-code-my-workflow](https://github.com/pedrohcgs/claude-code-my-workflow) (commit `be53c12`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `promote-memory` | core | Review candidate `[LEARN]` entries in `.claude/state/personal-memory.md` (gitignored) and run them through a five-critic council in parallel: generality, staleness, redundancy, evidence, format. Majority vote (3+ of 5) promotes the entry … | [source](https://github.com/pedrohcgs/claude-code-my-workflow/tree/be53c12/.claude/skills/promote-memory) |
+
+## Source: raintree-technology/apple-hig-skills
+
+- Repository: [https://github.com/raintree-technology/apple-hig-skills](https://github.com/raintree-technology/apple-hig-skills) (commit `431fd30`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `hig-components-dialogs` | core | Apple HIG guidance for presentation components including alerts, action sheets, popovers, sheets, and digit entry views. Use this skill when the user says "should I use an alert or a sheet," "how do I show a confirmation dialog," "when … | [source](https://github.com/raintree-technology/apple-hig-skills/tree/431fd30/skills/hig-components-dialogs) |
+
+## Source: rockscy/solo-skills
+
+- Repository: [https://github.com/rockscy/solo-skills](https://github.com/rockscy/solo-skills) (commit `80ec4cf`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `changelog-from-commits` | core | Generate a user-facing CHANGELOG entry from raw git log output. Use when the user is preparing a release, says "what changed since last version", asks to write release notes, or wants to summarize a batch of commits for end users. | [source](https://github.com/rockscy/solo-skills/tree/80ec4cf/skills/changelog-from-commits) |
+
+## Source: ruvnet/claude-code-flow
+
+- Repository: [https://github.com/ruvnet/claude-code-flow](https://github.com/ruvnet/claude-code-flow) (commit `73914bd`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `cost-health` | core | Composite CI gate — runs cost-budget-check + cost-burn + cost-anomaly + cost-projection in parallel and surfaces a single combined health status with max exit code. The operationally-useful entry point — one shell-out covers all four alert … | [source](https://github.com/ruvnet/claude-code-flow/tree/73914bd/plugins/ruflo-cost-tracker/skills/cost-health) |
+| `pod-sales` | adjacent | Run one tick of the sales business-pod (ADR-164 §4.1, Phase 2). Loads templates/sales.json, validates it against the pod-schema, resolves agents against ruflo's agent registry, reserves budget via the Phase-2 file-based stub ledger (atomic … | [source](https://github.com/ruvnet/claude-code-flow/tree/73914bd/plugins/ruflo-business-pods/skills/pod-sales) |
+
+## Source: ruvnet/ruflo
+
+- Repository: [https://github.com/ruvnet/ruflo](https://github.com/ruvnet/ruflo) (commit `73914bd`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `cost-health` | core | Composite CI gate — runs cost-budget-check + cost-burn + cost-anomaly + cost-projection in parallel and surfaces a single combined health status with max exit code. The operationally-useful entry point — one shell-out covers all four alert … | [source](https://github.com/ruvnet/ruflo/tree/73914bd/plugins/ruflo-cost-tracker/skills/cost-health) |
+| `pod-sales` | adjacent | Run one tick of the sales business-pod (ADR-164 §4.1, Phase 2). Loads templates/sales.json, validates it against the pod-schema, resolves agents against ruflo's agent registry, reserves budget via the Phase-2 file-based stub ledger (atomic … | [source](https://github.com/ruvnet/ruflo/tree/73914bd/plugins/ruflo-business-pods/skills/pod-sales) |
+
+## Source: snyk/agent-scan
+
+- Repository: [https://github.com/snyk/agent-scan](https://github.com/snyk/agent-scan) (commit `f3a4621`, retrieved 2026-07-14)
+- License: Apache-2.0
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `pdf` | core | Comprehensive PDF manipulation toolkit for extracting text and tables, creating new PDFs, merging/splitting documents, and handling forms. When Claude needs to fill in a PDF form or programmatically process, generate, or analyze PDF … | [source](https://github.com/snyk/agent-scan/tree/f3a4621/tests/skills/pdf) |
+
+## Source: staruhub/ClaudeSkills
+
+- Repository: [https://github.com/staruhub/ClaudeSkills](https://github.com/staruhub/ClaudeSkills) (commit `3d4045d`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `deep-research` | core | Use this skill when the user wants an evidence-based research memo, literature review, market/policy/technical landscape, or a multi-source decision brief with citations, trade-offs, and a clear conclusion. Best for tasks that need … | [source](https://github.com/staruhub/ClaudeSkills/tree/3d4045d/skills/Geek-skills-deep-research) |
+
+## Source: ThinkInAIXYZ/deepchat
+
+- Repository: [https://github.com/ThinkInAIXYZ/deepchat](https://github.com/ThinkInAIXYZ/deepchat) (commit `f275c92`, retrieved 2026-07-14)
+- License: Apache-2.0
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `pdf` | core | Comprehensive PDF manipulation toolkit for extracting text and tables, creating new PDFs, merging/splitting documents, and handling forms. When Claude needs to fill in a PDF form or programmatically process, generate, or analyze PDF … | [source](https://github.com/ThinkInAIXYZ/deepchat/tree/f275c92/resources/skills/pdf) |
+
+## Source: vibeeval/vibecosystem
+
+- Repository: [https://github.com/vibeeval/vibecosystem](https://github.com/vibeeval/vibecosystem) (commit `cea9462`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `minimax-xlsx` | adjacent | Open, create, read, analyze, edit, or validate Excel/spreadsheet files (.xlsx, .xlsm, .csv, .tsv). Use when the user asks to create, build, modify, analyze, read, validate, or format any Excel spreadsheet, financial model, pivot table, or … | [source](https://github.com/vibeeval/vibecosystem/tree/cea9462/skills/minimax-xlsx) |
+
+## Source: wanshuiyin/Auto-claude-code-research-in-sleep
+
+- Repository: [https://github.com/wanshuiyin/Auto-claude-code-research-in-sleep](https://github.com/wanshuiyin/Auto-claude-code-research-in-sleep) (commit `eb5c9d7`, retrieved 2026-07-14)
+- License: MIT
+
+| Skill | Tier | What it adds | Upstream |
+|---|---|---|---|
+| `research-lit` | core | Search and analyze research papers, find related work, summarize key ideas. Use when user says "find papers", "related work", "literature review", "what does this paper say", or needs to understand academic papers. | [source](https://github.com/wanshuiyin/Auto-claude-code-research-in-sleep/tree/eb5c9d7/skills/research-lit) |

references/berufsbild-de.md

@@ -0,0 +1,62 @@
+# Berufsbild (Deutschland) — Versicherungssachbearbeiter/in
+
+> **Quelle:** BERUFENET, Bundesagentur für Arbeit — Beruf-ID 6890,
+> KldB 2010: B 72132 · via öffentliche BERUFENET-API,
+> abgerufen 2026-07-12. Automatisches Label-Matching
+> (Score 1.00); Inhalte paraphrasiert/gekürzt, Volltext beim
+> Original: https://web.arbeitsagentur.de/berufenet/beruf/6890
+
+## Aufgaben und Tätigkeiten kompakt
+
+Versicherungssachbearbeiter und Versicherungssachbearbeiterinnen erfassen und bearbeiten Versicherungsanträge. Dafür beurteilen sie Risiken, tarifieren Leistungen, legen Prämien fest und stellen Versicherungsdokumente aus. Sie verwalten bestehende Versicherungsverträge, prüfen Versicherungsbedingungen und ändern, stornieren oder heben Verträge auf. Zudem wickeln sie Leistungsfälle ab. Hierfür nehmen sie Schadensmeldungen auf, prüfen Leistungsansprüche, berechnen Entschädigungen, weisen Zahlungen an und bearbeiten Reklamationen. Außerdem beraten sie ihre Kundschaft z.B. über bestehende Versicherungen und erledigen innerbetriebliche verwaltende Aufgaben.
+
+## Die Tätigkeit im Überblick
+
+Versicherungssachbearbeiter und Versicherungssachbearbeiterinnen beraten ihre Kundschaft zu Versicherungsleistungen, prüfen Versicherungsanträge sowie -verträge und wickeln Leistungsfälle ab.
+
+## Trends
+
+Künstliche Intelligenz (KI) in der VersicherungswirtschaftVersicherungsgesellschaften nutzen Künstliche Intelligenz (KI) z.T. bereits im Backoffice, etwa in der Schadensregulierung oder Informationsbereitstellung für Service-Mitarbeitende. Digitale Versicherungsmanager wie Chatbots oder Robo-Advisors - also Roboter für Kommunikationsaufgaben - können Kundschaft online beraten und mit ihnen z.B. Policen abschließen. Zudem decken internationale Versicherungen zunehmend Technologien und Dienstleistungen ab, die auf KI basieren. Das wirft neue Fragen zur Beurteilung von Versicherungsfällen auf - etwa bei autonomen Fahrzeugen, medizinischen Fehldiagnosen durch KI oder Cyberattacken in Industrie 4.0 und Smart-Home-Systemen. Fach- und Führungskräfte werden sich mit diesen Entwicklungen vertraut machen.
+Internet of Things (IoT) in der VersicherungswirtschaftVersichernde nutzen das Digitale Plattformen, die verschiedenartige Geräte und Applikationen über das Internet der Dinge vernetzen. Die Plattformen sorgen für den Informationsaustausch, indem sie systemübergreifende Verknüpfungen herstellen und Funktionen zur Steuerung und zur Analyse von Daten bieten.
+" name="IoT-Plattformen">Internet of Things (IoT), um ihre Prozesse entlang der gesamten Wertschöpfungskette zu digitalisieren. Sie bewerten Risiken präziser, vermeiden teure Schadenfälle und bieten Tarife an, die sich am tatsächlichen Nutzungsverhalten orientieren. Vernetzte Geräte erfassen dafür kontinuierlich Daten. In Fahrzeuge integrierte Sender übermitteln Informationen zum Fahrverhalten, Intelligente Vernetzung von Beleuchtung und Heimgeräten wie Herd, Kühlschrank, Thermostat oder TV über das Internet. Neben erhöhtem Komfort wird eine Senkung von Strom- und Heizungskosten erzielt.
+" name="Smart-Home-Systeme">Smart-Home-Geräte melden Wasseraustritte. Zudem erkennen Infrarotkameras frühzeitig Brandgefahren in Industrieanlagen. Mitarbeitende in Versicherungsunternehmen entwickeln, planen und steuern IoT-Anwendungen. Sie werten auch die gesammelten Daten gezielt aus.
+
+## Aufgaben und Tätigkeiten im Einzelnen
+
+Versicherungsanträge erfassen und bearbeiten, Versicherungsvertragsbestand verwalten
+ggf. über Annahme oder Ablehnung eines Antrages entscheiden
+
+Risiken beurteilen, Leistungen tarifieren, anfallende Prämien festlegen
+
+Dokumente wie Verträge oder Policen erstellen und prüfen, dass die Daten korrekt sind
+
+bestehende Verträge verwalten, Bedingungen prüfen und Kunden/Kundinnen ggf. Anpassungen vorschlagen
+
+Kunden/Kundinnen beraten und betreuen
+
+
+Leistungsfälle prüfen und bearbeiten
+Schadensmeldungen und andere Leistungsfälle aufnehmen
+
+Ansprüche, Haftung und Deckung prüfen, Rechnungen kontrollieren
+
+Erstattungssätze und Entschädigungsleistungen berechnen, Zahlungen anweisen
+
+Reklamationen und Regressfälle bearbeiten
+
+
+ggf. Hilfsmaßnahmen für Kunden/Kundinnen organisieren, z.B. Unterkünfte bei Ausfall von Verkehrsmitteln, Rücktransport bei Erkrankung im Ausland
+
+innerbetriebliche administrative Vorgänge abwickeln
+
+## Arbeitsbereiche/Branchen
+
+Versicherungssachbearbeiter und Versicherungssachbearbeiterinnen sind im Versicherungsgewerbe beschäftigt, z.B. bei Reise-, Kranken-, Kfz- oder Schadenversicherungen.
+
+## Arbeitsorte
+
+Versicherungssachbearbeiter und Versicherungssachbearbeiterinnen arbeiten meist
+in Büroräumen
+
+Sie arbeiten ggf. auch
+im Homeoffice bzw. mobil

references/market.md

@@ -0,0 +1,68 @@
+# Market evidence report — insurance-clerk
+
+Source: **9 real job ads** (JSearch API, countries: us 9), extracted into the MSSQL evidence store; as of 2026-07-14.
+This report contains extracted, aggregated facts only — no ad text is
+reproduced (copyright / platform terms).
+
+## Seniority distribution
+
+| Seniority | Ads | Share |
+|---|---|---|
+| mid | 6 | 67 % |
+| n/a | 2 | 22 % |
+| junior | 1 | 11 % |
+
+## Tools — full market ranking
+
+| # | Item | Ads | Share |
+|---|---|---|---|
+| 1 | Microsoft Excel | 3 | 33 % |
+| 2 | Microsoft Word | 3 | 33 % |
+
+## Hard skills — full market ranking
+
+| # | Item | Ads | Share |
+|---|---|---|---|
+| 1 | customer service | 3 | 33 % |
+
+## Methods — full market ranking
+
+| # | Item | Ads | Share |
+|---|---|---|---|
+
+## Responsibilities — full market ranking
+
+| # | Item | Ads | Share |
+|---|---|---|---|
+
+## Regional breakdown
+
+> **Corpus note:** 9 relevant ads in total — below the 100-ad target for a fully reliable ranking. Percentages above should be read as indicative.
+
+### US (us)
+
+**Insufficient evidence** — 9 ads (minimum for a regional ranking: 30). No ranking is reported for this region.
+
+### UK (gb)
+
+**Insufficient evidence** — 0 ads (minimum for a regional ranking: 30). No ranking is reported for this region.
+
+### EU/DACH (de, at, ch, nl)
+
+**Insufficient evidence** — 0 ads (minimum for a regional ranking: 30). No ranking is reported for this region.
+
+
+## Job title variants in the market
+
+| Title | Ads |
+|---|---|
+| Insurance Agent | 2 |
+| Future Opening: Office Representative - State Farm Agent Team Member | 1 |
+| Insurance & Benefits Administrator | 1 |
+| Insurance Assistant | 1 |
+| Insurance Clerk | 1 |
+| Insurance Clerk/Receptionist | 1 |
+| Licensed Insurance Customer Service Representative | 1 |
+| Modern Remote Life Insurance Agent - No Cold Calling 39 | 1 |
+
+Methodology: entities extracted per ad ({hard_skills, tools, methods, responsibilities, seniority}), normalized, counted as DISTINCT ads per entity; report threshold ≥ 3 ads. Headline sections in skills.md/tools.md use the stricter ≥ 20 % threshold.

references/profile.md

@@ -0,0 +1,27 @@
+# Occupation profile — insurance clerk
+
+- **ESCO URI:** http://data.europa.eu/esco/occupation/9a39a143-d93c-4093-ba3b-47fb67ade318
+- **ESCO code:** 4312.4
+- **ISCO-08 group:** 4312 — Statistical, finance and insurance clerks
+- **O*NET-SOC:** 43-9041.00 — Insurance Claims and Policy Processing Clerks (match: exactMatch)
+
+## Description (ESCO)
+
+Insurance clerks perform general clerical and administrative duties in an insurance company, other service institution, for a self-employed insurance agent or broker or for a government institution. They offer assistance and provide information about insurances to customers and they manage the paperwork of insurance agreements.
+
+## Definition
+
+nan
+
+## Alternative labels
+
+- insurance agent
+- insurance management assistant
+- insurance reconciliation clerk
+- insurance accounts clerk
+- personal lines insurance clerk
+- insurance officer
+- insurance office clerk
+- indemnity administrator
+- insurance assistant
+- insurance administration clerk

references/skills.md

@@ -0,0 +1,132 @@
+# Competences — insurance clerk
+
+Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/9a39a143-d93c-4093-ba3b-47fb67ade318).
+
+## Essential
+
+- **communicate with customers** (skill/competence)
+- **electronic communication** (knowledge)
+- **follow written instructions** (skill/competence)
+- **handle financial transactions** (skill/competence)
+- **handle paperwork** (skill/competence)
+- **maintain records of financial transactions** (skill/competence)
+- **offer financial services** (skill/competence)
+- **office software** (knowledge)
+- **perform clerical duties** (skill/competence)
+- **perform office routine activities** (skill/competence)
+- **provide financial product information** (skill/competence)
+- **types of insurance** (knowledge)
+- **use office systems** (skill/competence)
+- **write work-related reports** (skill/competence)
+
+## Optional
+
+- advise on financial matters (skill/competence)
+- analyse insurance needs (skill/competence)
+- banking activities (knowledge)
+- classify insurance claims (skill/competence)
+- communicate with banking professionals (skill/competence)
+- company policies (knowledge)
+- file claims with insurance companies (skill/competence)
+- handle incoming insurance claims (skill/competence)
+- identify customer's needs (skill/competence)
+- insurance law (knowledge)
+- insurance market (knowledge)
+- maintain financial records (skill/competence)
+- obtain financial information (skill/competence)
+- present reports (skill/competence)
+- principles of insurance (knowledge)
+- review insurance process (skill/competence)
+- tax legislation (knowledge)
+- trace financial transactions (skill/competence)
+
+<!-- market-evidence -->
+
+## Market evidence (job-ad analysis, 9 ads, as of 2026-07-14)
+
+Share of analyzed job ads mentioning the item (threshold ≥ 20 %). Source: JSearch/Adzuna APIs.
+
+### Hard skills
+
+- customer service — **33 %**
+- data entry — **22 %**
+- banking systems maintenance — **22 %**
+- insurance sales — **22 %**
+- insurance solutions education — **11 %**
+- insurance verification — **11 %**
+- invoice review — **11 %**
+- insurance plan enrollment — **11 %**
+- lead qualification — **11 %**
+- health insurance sales — **11 %**
+- general bookkeeping — **11 %**
+- insurance documentation — **11 %**
+- ledger systems maintenance — **11 %**
+- life insurance sales — **11 %**
+- marketing — **11 %**
+- policy checking — **11 %**
+- policy processing — **11 %**
+- regulatory compliance — **11 %**
+- account expansion — **11 %**
+- administrative support — **11 %**
+- billing support — **11 %**
+- business growth — **11 %**
+- claims adjudication — **11 %**
+- endorsement processing — **11 %**
+- client relations — **11 %**
+- compliance review — **11 %**
+- cross-selling — **11 %**
+- customer billing — **11 %**
+- sales — **11 %**
+- renewal assistance — **11 %**
+
+### Methods
+
+- short term disability (STD) administration — **11 %**
+- COBRA procedures — **11 %**
+- needs-based review process — **11 %**
+- health plan enrollment — **11 %**
+
+### Responsibilities
+
+- lead utilization — **22 %**
+- insurance quoting — **11 %**
+- issue resolution support — **11 %**
+- industry training participation — **11 %**
+- insurance claim processing — **11 %**
+- insurance eligibility contact — **11 %**
+- insurance enrollment facilitation — **11 %**
+- relationship building — **11 %**
+- payer requirement acquisition — **11 %**
+- policy change communication — **11 %**
+- policy change servicing — **11 %**
+- quoting — **11 %**
+- record maintenance — **11 %**
+- customer education — **11 %**
+- customer follow-up — **11 %**
+- customer relationship establishment — **11 %**
+- copay collection — **11 %**
+- correspondence maintenance — **11 %**
+- coverage detail explanation — **11 %**
+- coverage guideline maintenance — **11 %**
+- client retention building — **11 %**
+- closing deals — **11 %**
+- customer service — **11 %**
+- financial arrangement coordination — **11 %**
+- following up with leads — **11 %**
+- departmental file maintenance — **11 %**
+- client inquiry resolution — **11 %**
+- claim preparation — **11 %**
+- claim submission assistance — **11 %**
+- certificate of insurance issuance — **11 %**
+- administrative support — **11 %**
+- administrative task management — **11 %**
+- agency guideline adherence — **11 %**
+- billing clarification — **11 %**
+- appointment scheduling — **11 %**
+- balance reconciliation — **11 %**
+- banking system maintenance — **11 %**
+- teamwork promotion — **11 %**
+- training completion — **11 %**
+- responding to inquiries — **11 %**
+
+<!-- market-evidence -->

references/tasks.md

@@ -0,0 +1,55 @@
+# Tasks & work activities — insurance clerk
+
+Source: O*NET 30.3, occupation 43-9041.00 (Insurance Claims and Policy Processing Clerks).
+
+## Task statements
+
+- **[Core]** Prepare insurance claim forms or related documents, and review them for completeness.
+- **[Core]** Calculate amount of claim.
+- **[Core]** Post or attach information to claim file.
+- **[Core]** Transmit claims for payment or further investigation.
+- **[Core]** Contact insured or other involved persons to obtain missing information.
+- **[Core]** Review insurance policy to determine coverage.
+- **[Core]** Process and record new insurance policies and claims.
+- **[Core]** Organize or work with detailed office or warehouse records, using computers to enter, access, search or retrieve data.
+- **[Core]** Provide customer service, such as limited instructions on proceeding with claims or referrals to auto repair facilities or local contractors.
+- **[Core]** Correspond with insured or agent to obtain information or to inform them of account status or changes.
+- **[Core]** Review and verify data, such as age, name, address, and principal sum and value of property, on insurance applications and policies.
+- **[Core]** Compare information from application to criteria for policy reinstatement, and approve reinstatement when criteria are met.
+- **[Core]** Examine letters from policyholders or agents, original insurance applications, and other company documents to determine if changes are needed and effects of changes.
+- **[Core]** Transcribe data to worksheets, and enter data into computer for use in preparing documents and adjusting accounts.
+- **[Core]** Notify insurance agent and accounting department of policy cancellation.
+- **[Supplemental]** Pay small claims.
+- **[Supplemental]** Process, prepare, and submit business or government forms, such as submitting applications for coverage to insurance carriers.
+- **[Supplemental]** Collect initial premiums and issue receipts.
+- **[Supplemental]** Interview clients and take their calls to provide customer service and obtain information on claims.
+- **[Supplemental]** Obtain computer printout of policy cancellations, or retrieve cancellation cards from file.
+- **[Supplemental]** Compose business correspondence for supervisors, managers, and professionals.
+- **[nan]** Calculate premiums, refunds, commissions, adjustments, or new reserve requirements, using insurance rate standards.
+- **[nan]** Enter insurance- and claims-related information into database systems.
+- **[nan]** Modify, update, or process existing policies and claims to reflect any change in beneficiary, amount of coverage, or type of insurance.
+- **[nan]** Organize or work with detailed office or warehouse records, maintaining files for each policyholder, including policies that are to be reinstated or cancelled.
+
+## Detailed work activities
+
+- Answer telephones to direct calls or provide information.
+- Calculate costs of goods or services.
+- Calculate financial data.
+- Check data for recording errors.
+- Collect deposits, payments or fees.
+- Compile data or documentation.
+- Discuss account status or activity with customers or patrons.
+- Enter information into databases or software programs.
+- Execute sales or other financial transactions.
+- Explain regulations, policies, or procedures.
+- Interview employees, customers, or others to collect information.
+- Maintain financial or account records.
+- Maintain operational records.
+- Obtain personal or financial information about customers or applicants.
+- Prepare business correspondence.
+- Prepare documentation for contracts, transactions, or regulatory compliance.
+- Provide information to coworkers.
+- Provide notifications to customers or patrons.
+- Review customer insurance information.
+- Send information, materials or documentation.
+- Verify accuracy of financial or transactional data.

references/tools.md

@@ -0,0 +1,56 @@
+# Tools & technology — insurance clerk
+
+Source: O*NET 30.3 'Software Skills' for 43-9041.00.
+
+| Software | Category | Hot technology |
+|---|---|---|
+| Microsoft Access | Data base user interface and query software | yes |
+| Microsoft Outlook | Electronic mail software | yes |
+| Microsoft Office software | Office suite software | yes |
+| Microsoft Windows | Operating system software | yes |
+| Microsoft PowerPoint | Presentation software | yes |
+| Microsoft Excel | Spreadsheet software | yes |
+| Microsoft Word | Word processing software | yes |
+| Account management software | Accounting software |  |
+| Billing software | Billing and invoicing software |  |
+| Alpha Software Alpha Five | Data base user interface and query software |  |
+| Automated information system software | Data base user interface and query software |  |
+| Claim processing system software | Data base user interface and query software |  |
+| Database software | Data base user interface and query software |  |
+| IBM Check Processing Control System CPSC | Data base user interface and query software |  |
+| Policy issuance system software | Data base user interface and query software |  |
+| St. Paul Travelers e-CARMA | Data base user interface and query software |  |
+| Xactware Xactimate | Data base user interface and query software |  |
+| InSystems Calligo Enterprise | Document management software |  |
+| IBM Lotus Notes | Electronic mail software |  |
+| MicroFocus GroupWise | Electronic mail software |  |
+| Insurance rating software | Financial analysis software |  |
+| GroupMe | Instant messaging software |  |
+| Microsoft Internet Explorer | Internet browser software |  |
+| Web browser software | Internet browser software |  |
+| Healthcare common procedure coding system HCPCS | Medical software |  |
+| Medical condition coding software | Medical software |  |
+| Medical procedure coding software | Medical software |  |
+
+<!-- market-evidence -->
+
+## Market evidence (job-ad analysis, 9 ads, as of 2026-07-14)
+
+Share of analyzed job ads mentioning the item (threshold ≥ 20 %). Source: JSearch/Adzuna APIs.
+
+### Tools
+
+- Microsoft Word — **33 %**
+- Microsoft Excel — **33 %**
+- Microsoft PowerPoint — **11 %**
+- Microsoft Publisher — **11 %**
+- One America — **11 %**
+- Hartford TREO — **11 %**
+- HBCBSNJ — **11 %**
+- AIG Intellirisk — **11 %**
+- AON Marine Net — **11 %**
+- CIGNA Portal — **11 %**
+- Bravo Wellness Portal — **11 %**
+- CRM — **11 %**
+
+<!-- market-evidence -->